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Fri September 12, 2008
 
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BUSINESS INTERRUPTION
Also See:
INTRODUCTION
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There are various types of business interruption insurance that go by different names in different countries.

  • U.K. - BUSINESS INCOME INSURANCE - "Difference basis" "profits form" - (From AXA U.K. site)

    EXPLANATION OF COVERAGE.

  • Canada - The following are the options in Canada which are used by IBC member companies.  Many companies use their own forms which are based on older IBC versions of these forms including "Profits" and "Gross Earnings" forms (No co-insurance earnings, Gross earnings mercantile and Gross earnings manufacturing).

IBC 4106A      Business Income (Named Perils)

IBC 4106B      Business Income (Broad Form)

IBC 4107A      Extended Business Income (Named Perils)

IBC 4107B      Extended Business Income (Broad Form)

IBC 4108A      Rental Income (Named Perils)

IBC 4108B      Rental Income (Broad Form)

IBC 4109A      Extended Rental Income (Named Perils)

IBC 4109B      Extended Rental Income (Broad Form)

IBC 4110A      Extra Expense (Named Perils)

IBC 4110B      Extra Expense (Broad Form)

IBC 4116        Contingent Business Income Extension Endorsement

IBC 4117        Contingent Liability From Enforcement of Building By-laws:

                        Additional Time Required for Rebuilding Endorsement

PROFITS WORKSHEET - "Additions basis."

GROSS EARNINGS WORKSHEET

 

INSURANCE SOURCES
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